OUR MISSION

Our mission at Hampton Roads Credit Repair aims at helping you achieve financial freedom. Our goal is to assist you in restoring your credit history while enhancing your score by building positive credit. Our comprehensive credit restoration program is tailored to address your specific challenges.  Our ultimate mission and biggest strength is customer satisfaction.

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We'll give you a comprehensive consultation
​and in-depth credit analysis
​ 

 Master New Strategies

Custom strategies for you to maximize and boost your score while we use the law to challenge negative items on your report

See Results

Log in to see real time progress every
​ step of the way

What you will get

​​​Clean up your past

We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.

Track your present

​Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.​

Change your future

We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.​

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Improve your credit and Boost your score!
By removing these Derogatory items from your credit report we can help you reach your credit goals!

​Late Payments
Payments that are 30+ days late are reports to the credit bureaus  and can remain on your credit report for 7 years

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Charge-Offs
When a creditor deems this debt as unlikely to be collected, because the borrower has become delinquent after a period, the creditor will often write off this debt as a loss and sell the account to a collection agency.

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Inquires 
When a lender hard pulls your report it will usually cause a decrease in the borrowers score. Inquires have a greater impact if you have a short credit history or only a couple of accounts. Large number of inquires means you are a greater risk.

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Student Loans
Depending on your payment practices and where you are in schooling determines how a student loan will affect your score. This can impact your score both negative and positive.

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Collections
Once an account gets dramatically late the account can be sold to a collection agency. The collection account can then be reported as a separate account on your credit report. Collections have a significantly negative impact on your credit score.

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Bankruptcies and More!
Repossession, Judgments, Foreclosures, Short Sales, Tax                                        Liens, Personal + More! We                                          give recommendations on                                            programs designed to                                                    rapidly boost your score.

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We guarantee results
OR
 100% Money Back!
 Although no one in our business can accurately predict a specific outcome, we can promise to do everything possible to maximize the probability of outstanding results. We provide a risk free refund policy to all of our clients. When you enroll in our restoration program, you can expect quality followed by professional service during this whole process. We work diligently to complete the setup of your account and you will only be billed a one-time setup fee once we complete our set up work. This fee is nonrefundable regardless of the outcome of our service results, nevertheless each and every penny you pay us after your setup has been completed is guaranteed or your money back. 

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CERTIFICATIONS

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These people had amazing results

​"They do all the work for you, which makes it very easy for you to see your credit score steadily increase. They treated me as if I was right there in the office, even though I live miles away. "​​

Satisfied Client, Augusta GA

"Hampton Roads Credit Repair takes the stress out of living a life with poor credit and high interest rates, by having negative items removed from your credit report, and teaching you how to rebuild your credit which leads to a more prosperous life."​​

Satisfied Client, Williamsburg VA

"I can't say enough positive things about Hampton Roads Credit Repair. My credit has improved so much and there is still more work to do."​

Satisfied Client, Buffalo NY

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and credit analysis